Tinka
Tinka
Article Summary
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Tinka is the new consumer credit payment method known from Wehkamp. Tinka allows consumers to spread their payment over a longer period of time.
How does payment in installments with Tinka work?
The consumer pays for his purchase in installments with credit (the default method). The online store is guaranteed of payment and can verify instantly in the Buckaroo Plaza whether payment was successful. The online store can deliver the order immediately, without the risk of default.
Please keep in mind that Tinka has more methods to offer beside the default credit method.
A overview of all available methods is listed at the bottom of this page.
Example
A consumer wants to buy a fridge from your online store and pay for it with Tinka. During checkout, he selects the payment option “Payment in installments with Tinka”. New customers will be verified first, but customers who already have an agreement with Tinka can make the purchase straight away. Tinka customers can also use the same agreement to buy in other affiliated online stores.
Charateristics
- Customers can determine the speed of payments mostly themselves and pay off earlier free of charge
- The online store is guaranteed of payment and can deliver the order immediately
- No down payment necessary
- A large customer base allowing you to attract new customers
- Wellknown payment method thanks to online stores like Wehkamp and BCC
- Credit is supplied in a responsible manner
| Tinka Payment Method | Description |
|---|---|
| Credit (default) | Pay in monthly installments, current interest rate applies to the total credit balance. |
| ZeroPercentCredit | Pay in 12 monthly installments, customer does not pay interest on this specific amount. |
| ZeroPercent24Months | Pay in 24 monthly installments, customer does not pay interest on this specific amount. |
| ZeroPercent36Months | Pay in 36 monthly installments, customer does not pay interest on this specific amount. |
| Invoice | Pay with invoice, customer needs to pay the whole amount after capturing. |
| FashionLoan | Pay in 12 monthly installments, customer pay interest rate of 11.9% on the total credit balance. Designed only for fashion products. |
| PayIn3 | Pay in 3 monthly installments, customer does not pay interest on this specific amount. |
Please note:
That not all Tinka payment methods are included in the plugins.
Most of the plugins only support the credit method.
If you want to use a specific Tinka Payment Method, then this needs to be activated in your Tinka subscription at Buckaroo as well.
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