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Buckaroo Capital

Buckaroo Capital, offered in partnership with YouLend, allows merchants to easily apply for flexible financing. This solution is designed for entrepreneurs who want quick access to funds, without complex bank processes.

The financing offer is based on your transaction history with Buckaroo. Once approved, the amount is paid out to your bank account — normally within 48 hours of signing the contract. Repayment happens automatically through a fixed percentage of your revenue, meaning if your revenue is lower in a given month, your repayment amount will be lower as well.

Accessing Buckaroo Capital

You can find Capital in the left-hand menu of both My Buckaroo and Buckaroo Plaza, under Extras.

Upon opening, you will see your prequalified offer based on your transaction history. The offer shows the maximum amount you can apply for, along with the associated fixed fee.

Note: If the Capital option is not visible in your menu, this means there is currently no offer available for your account. This can have several reasons.

Applying for financing

Click Apply now to start the application. The process consists of four steps: Company details, Personal details, Financial information, and Review.

Step 1 – Verify your bank account

You will be asked to verify your bank account. This is done to confirm your trading history and match the offer to your cashflow. The recommended method is to verify online using your mobile banking app — this is the fastest and most secure option.


Step 2 – Select your bank

Select your bank from the list. The verification is powered by Plaid. If your bank is not listed, you can use the search bar to find it.


Step 3 – Log in at your bank

You will be redirected to your bank's login page to complete the verification. Follow the steps provided by your bank to authorize the connection.


Step 4 – Review your information

Before submitting, you can review all entered details: company information, personal information, and bank account verification status. If anything needs to be corrected, click Edit next to the relevant section.

Application status

Once submitted, you can track your application status directly in the portal. YouLend will email you if additional information is needed or when the status changes.

The status overview shows the current stage of your application. After approval, you will be prompted to set up your YouLend account to review offers, complete outstanding steps, and manage your funding

Questions?

For any questions regarding Buckaroo Capital, please contact YouLend directly: