BLIK

BLIK is a popular payment method in Poland, integrated into most banking apps. It allows users to make secure payments using a six-digit Blik code generated by their bank app.

Key Benefits

• Wide Accessibility:

  • Over 90% of Polish banking customers have access to BLIK.
  • Approximately 16 million people actively use BLIK in Poland.

• Currency:

  • Transactions and payouts are only in PLN.

• Security:

  • An extra layer of security is provided by requiring users to authenticate payments through their mobile banking apps.

• Transaction Limits:

  • Minimum transaction amount: 0.01 PLN.
  • Maximum transaction amount: 50,000 PLN.

Transaction Flow

1. On the merchant's website, the consumer chooses BLIK as the payment method.
2. The consumer is redirected to BLIK's hosted payment page.
3. The consumer launches their bank app on their mobile device and enters the six-digit BLIK code.
4. The consumer confirms the payment in their bank app.
5. The payment is made, and the consumer is redirected back to the merchant's website.