Apple Pay
Integrate Apple Pay for fast and secure payments!
| Payment details | |
|---|---|
| Logo |  |
| Market | Worldwide |
| Currency | EUR, GBP, DKK, SEK, NOK, USD, PLN,CHF |
| Chargebacks | Yes |
| Payment method | E-commerce |
ApplePay allows consumers to start payments directly from a product page or shopping cart without filling in contact information. It offers quick authentication and is supported by most banks. The following banks and payment service providers support Apple Pay:
- ABN AMRO (Maestro-cards)
- Adyen
- American Express
- ASN
- Bank of America
- Bunq
- Curve
- Emburse
- iCard
- ING
- Knab
- Monese
- N26
- One4All
- Openbank
- Payhawk
- Payquicker
- Paysend
- Paysera
- Rabobank
- Regio
- Revolut
- SNS
- Stocard
- SumUp
- SWAN
- Van Lanschot
- Viva Wallet
- Wise
- XXimo
- ZEN.COM
Apple Pay provides a fast and seamless checkout experience, allowing users to complete transactions quickly and securely. It requires no Apple developer account for setup, making it easy for merchants to integrate. With quick authentication through Face ID or Touch ID, customers can pay effortlessly while keeping their information safe. Supported by most major banks and available on compatible iOS and macOS devices, Apple Pay offers both convenience and reliability within the Apple ecosystem.
Supported actions
| Action | Description |
|---|---|
| Pay | Collects the funds immediately. The buyer approves the Apple Pay sheet and the transaction settles in one step. |
| Authorize | Reserves (holds) funds on the card behind the buyer's Apple Pay wallet without moving them, for an amount that is already final. The merchant can later collect them with a Capture, or release them with a CancelAuthorize. |
| PreAuthorize | Reserves funds as a pre-authorization, for cases where the amount finally captured may differ from the amount reserved — reserve a maximum up front, capture the actual amount later. |
| Capture | Moves the funds of a previous Authorize or PreAuthorize. A full capture or a single partial capture is supported. |
| CancelAuthorize | Voids the uncaptured amount of an Authorize or PreAuthorize, releasing the reserved funds back to the buyer. Once voided, the authorization can no longer be captured. |
| Refund | Returns funds of a completed Pay or Capture to the buyer. |
| StartRecurrent | Creates the first transaction of a recurring series and stores the mandate for later use. |
| PayRecurrent | Collects a follow-up payment against a previously stored recurring mandate. |
Full request, response and push examples for every action are on the Apple Pay - Requests page.
Reserving funds does not use 3-D SecureThe Apple Pay wallet already carries the cardholder authentication (device passcode, Touch ID or Face ID), so an Authorize or a PreAuthorize is processed directly against the acquirer without a redirect or an authentication challenge. This mirrors the existing Pay action.
Existing integrations are unaffectedAuthorize, PreAuthorize, Capture and CancelAuthorize reserve and settle funds on the underlying card scheme (Visa, Mastercard or Maestro) that Apple Pay tokenises. The Pay, Refund, StartRecurrent and PayRecurrent flows are unchanged — an integration that sends
Paytoday keeps its current immediate-capture behaviour and needs no changes.
Updated 1 day ago