Twint

Payment details
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Market	Switzerland
Currency	CHF
Chargebacks	Chargebacks are possible. (Partial) refunds are possible. Refund validity is 13 months. Recurring payments: no.
Payment method	E-commerce

TWINT is an account-to-account mobile payment method from Switzerland and is supported by nearly all major Swiss banks. This allows TWINT to reach a large part of the Swiss consumer market. Payments are made directly via the TWINT app or via the mobile banking apps in which TWINT is integrated.

For merchants, this means that customers can easily pay with their smartphone: by scanning a QR code in the store or via an in-app link for online purchases. The payment is confirmed in the TWINT or banking app and processed immediately via bank transfer.

TWINT combines broad reach in Switzerland with a user-friendly and secure payment experience, making it a popular choice for both online and in-store payments.