Swish

Swish is a popular account-to-account payment method in Sweden, used by the vast majority of its inhabitants. Swish is the second most common way to make e-commerce payments. The payment method was established by major banks in cooperation with the central bank.

For an e-commerce payment, the consumer must enter their mobile phone number linked to their Swish account. They then manually open the Swish app to complete the payment using a standard Swedish ID verification method.