BLIK

Payment details
Logo
Market	Poland
Currency	PLN
Chargebacks	Yes
Chargebacks	Same as credit card payments
Payment method	E-commerce

BLIK is a popular payment method in Poland, integrated into most banking apps. It allows users to make secure payments using a six-digit Blik code generated by their bank app.

BLIK is a widely accessible payment method in Poland, available to over 90% of Polish banking customers and used actively by around 16 million people. All transactions and payouts are processed exclusively in PLN, which keeps the system streamlined and consistent within the Polish financial environment. Security is reinforced through mandatory authentication via users’ mobile banking apps, adding an extra protective layer against unauthorized payments. BLIK also supports a broad range of transaction amounts, from as low as 0.01 PLN to a maximum of 50,000 PLN, allowing users to make both small and large payments safely and efficiently.

Transaction Flow

1. On the merchant's website, the consumer chooses BLIK as the payment method.
2. The consumer is redirected to BLIK's hosted payment page.
3. The consumer launches their bank app on their mobile device and enters the six-digit BLIK code.
4. The consumer confirms the payment in their bank app.
5. The payment is made, and the consumer is redirected back to the merchant's website.